Facebook-f Instagram X-twitter Linkedin-in

Protect Your Loved Ones’ Financial Future

Life Cover for Your Loved Ones

Planning for the future means protecting the people you love. With Life Cover from WealthGrow, your family receives a lump sum or regular income—helping them stay financially secure even when you’re no longer there. It can support:

  • Mortgage repayments so your family stays in their home
  • Debt clearance to reduce financial stress
  • Funeral costs, with up to $25,000 available immediately
  • Repatriation costs if you pass away overseas
  • Day-to-day living expenses through income replacement
  • Children’s education and long-term planning
  • Terminal illness support, providing early access to funds
  • Leaving a financial legacy for future generations
Enquire Now

How Life Cover Helps Your Family

  • Provides a lump sum or monthly income to cover essential living costs
  • Supports mortgage payments, medical care, or education
  • Offers financial stability during difficult transitions
  • Covers immediate costs such as funeral or legal expenses

Built-In Benefits (Included at No Extra Cost)

Most Life Cover policies include additional support features automatically:

  • Funeral Support Benefit – quick funds for funeral expenses
  • Parents’ Grieving Benefit – financial support for parents coping with loss
  • Special Events Increase Option – increase cover after milestones like marriage or buying a home
  • Financial & Legal Advice Benefit – reimbursement for advice after a claim
  • Counselling Benefit – emotional support for you and your family
  • Premium Holiday Option – pause premiums while keeping your policy active

Optional Add-On Benefits

(Customise your cover for added security)

  • Future Insurability Option – increase cover later without medical checks
  • Waiver of Premium Option – premiums waived if you cannot work due to illness or injury

Premium Structures Available

Choose a structure that matches your goals and budget:

  • Rate to Age (Stepped Premiums) – lower upfront cost, increases annually
  • Level Term Premiums – stays the same for the chosen term; ideal for long-term planning
  • Hybrid Premiums – a mix of stepped + level for balanced affordability

Additional Life Insurance Options

  • Income Benefit Option – regular monthly payments instead of a single lump sum

Accidental Death Benefit – extra payout if death is due to an accident

Why Choose WealthGrow for Life Insurance?

We offer a full range of personal and family insurance options to help you prepare, protect, and prosper — whatever life has in store.

Expert, personalised advice
Access to New Zealand’s top insurance providers
Annual policy reviews for ongoing protection
Full claims support for your family when they need it most
We provide expert guidance on home loans, refinancing, investment loans, business and construction loans, personal and vehicle finance, and insurance solutions.
Facebook-f Instagram X-twitter Linkedin-in
Quick Links
Services
Contact Us
Copyright © 2025 WealthGrow Financial Services | All Rights Reserved.
Send us a message

Ready to grow your wealth & protect your future?

Take control of your finances today with expert guidance, smart planning, and tailored financial solutions.